About this site
under65healthplans.com is operated by Insureit Agency LLC, a licensed health insurance producer (NPN 994557). It exists to do two things well: answer the questions people under 65 actually search when their coverage situation changes, and give ready-to-shop visitors a 30-second, no-phone-call path to real Marketplace prices.
Licenses, verifiable
Insureit Agency LLC holds a resident producer license in Michigan (license 0085834) and non-resident licenses in additional states — 27 states in total (Michigan resident plus non-resident licenses elsewhere). NPN 994557. Florida license: W976782. You can verify any of these yourself:
We currently serve the 17 states that use the HealthCare.gov platform — see your state for the list and what happens if yours runs its own exchange.
How we make money, in plain English
If you enroll in a plan through our enrollment partner, the insurance carrier pays Insureit Agency LLC a commission and designates it your agent of record. That’s it. You never pay us anything, plan prices are identical whether you use an agent or not, and we never sell leads or your information — we don’t even collect it.
What this site is not
This is not the Health Insurance Marketplace® website, and we are not affiliated with or endorsed by the U.S. government. Quoting and enrollment happen on HealthSherpa, a CMS-approved Enhanced Direct Enrollment partner with the same plans and prices as HealthCare.gov. Not all plans available in your area may be displayed there; to see every option, visit HealthCare.gov or call 1-800-318-2596.
Editorial policy
Every content page on this site is reviewed by Insureit Agency LLC, a licensed producer, before it publishes and carries a visible review date. Money figures state their plan year in the sentence and are re-verified every October and January. The full process is documented in our editorial policy.
Want to talk it through?
Everything on this site works without ever speaking to anyone. But if your situation is complicated — early retirement income planning, a mid-treatment network change — you can book a time with Insureit Agency LLC. Inbound only: we will never call you first.